Provide Immediate Cash Benefits To Policy Owners!
Why Clients choose Life Insurance Settlements?
Clients Needs Have Changed
- Change in health or financial status has occurred
since the original purchase.
- The owner/insured outlives beneficiaries or business
- Children are now adults and the coverage on elder
parents is no longer needed.
Policy Has Become Obsolete
- Vanishing premium policies have not performed as
expected; premiums are still required.
- Premiums have become too expensive and the client
wants to fund a joint survivorship policy.
- A term policy is approaching termination and the
conversion options may be financially prohibitive.
Sale of a Business/Merger
- Key-Man policies are no longer needed.
- Company needs funds to pay down its debt.
- New owner wants to terminate policies.
- Personal or family medical conditions lead to donations
to research foundations.
- Organizations receive financial benefits immediately.
- Tax benefits to policy owners may be larger using
a life settlement.
|Types of Policies That Qualify
| Whole Life
Most others will qualify as well